For shops, traders and service businesses across Nigeria
Speak your sales, track every kobo
Oja Ledger turns your voice notes in Pidgin or English into a clean book of every sale, whether your customer pays on the spot or pays you later. No more lost notebooks.
Say it. It enters your book.
You say
"Musa buy 2 bag rice 80k, he pay 50k."
Oja Ledger writes
Musa
2 bags of rice
paid ₦50,000 of ₦80,000
Balance
₦30,000OwesBuilt for every trade
Provisions, tailoring, hair, foodstuff, phone accessories, repairs or services: if money comes in, Oja Ledger keeps the record. Every sale, every balance and every reminder, whether your customer pays on the spot or pays you later

Speak, don't write
Say “Musa buy 2 bag rice 80k, he pay 50k” and we record it for you
Know who paid and who owes
Cash sales and outstanding balances tracked automatically, in naira, in one place
Instant receipts
Download or share a clean receipt after every sale
WhatsApp reminders
Remind customers politely about their balance with one tap
Customer book
See every customer, what they buy, what they paid and what they still owe
See it in 10 seconds
Start your book today
Free to start, works on any phone
